Commercial Equipment Financing Solutions
Flexible Financing Options to Keep Your Business Moving
At Five Star Mechanical, we know that replacing or upgrading commercial equipment can be a major investment. That’s why we’ve partnered with OPTIMUS Commercial Financing to offer fast, flexible, and affordable payment solutions.
Whether you need emergency repairs or a complete system upgrade, you can protect your cash flow and get the equipment your business needs today.
What Your Business Can Expect
- Program Benefit: Commercial equipment financing solutions on approval.
- Project Sizes: Funding options from $5,000 up to $1 Million.
- No Financials Needed: Instant process for items up to $250k.
- Flexible Terms: Schedules ranging from 12 to 84 months.
- Asset Security: No blanket liens or real estate collateral required.
- Building Ownership: Not required—leaseholders qualify easily.
- Tax Advantages: Section 179 eligibility for immediate first-year deductions may apply.
Versatile Payment Solutions For Major Systems
- Heating, Ventilation, & Air Conditioning (HVAC)
- Commercial Refrigeration & Product Display Systems
- Commercial Hot Water Heaters & Boilers
- Generators & Solar Infrastructure Upgrades
- Industrial Air & Water Purification Layouts
- Commercial Office Furniture & Specialized Operations Equipment
How OPTIMUS Works
Apply in Seconds
Complete a quick, securely encrypted online application from any device.
Get Matched
OPTIMUS matches your data instantly to the ideal lender network options.
Move Forward
Receive credit decisions in 1–2 hours so your site operational layout stays on track.
Monthly Payment Estimator
Estimates based on a standard 60-month term. Flexible terms from 12–84 months available.
| Est. Project Cost | Est. Monthly Payment |
|---|---|
| $5,000 | $113 |
| $10,000 | $217 |
| $15,000 | $325 |
| $25,000 | $531 |
| $35,000 | $734 |
| $50,000 | $1,062 |
| $75,000 | $1,593 |
| Est. Project Cost | Est. Monthly Payment |
|---|---|
| $100,000 | $2,075 |
| $120,000 | $2,490 |
| $140,000 | $2,905 |
| $150,000 | $3,112 |
| $165,000 | $3,424 |
| $180,000 | $3,735 |
| $200,000 | $4,102 |
Section 179 Tax Benefits Calculator
Calculate your potential upfront cash savings. Section 179 allows commercial entities to deduct the absolute total equipment acquisition configuration scope directly during the current execution tax year lifecycle.